{"id":74621,"date":"2025-12-11T09:56:37","date_gmt":"2025-12-11T07:56:37","guid":{"rendered":"https:\/\/socfin.nl\/innovative-financing-for-prevention-from-healthcare-costs-to-health-gains\/"},"modified":"2025-12-11T10:02:35","modified_gmt":"2025-12-11T08:02:35","slug":"innovative-financing-for-prevention-from-healthcare-costs-to-health-gains","status":"publish","type":"post","link":"https:\/\/socfin.nl\/en\/innovative-financing-for-prevention-from-healthcare-costs-to-health-gains\/","title":{"rendered":"Innovative financing for prevention: from healthcare costs to health gains"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_2_3 2_3 fusion-two-third fusion-column-first\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;width:65.3333%; margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\" style=\"--awb-text-transform:none;\"><p><b><span data-contrast=\"auto\">While the political debate on healthcare mainly focusses on costs, Social Finance NL, <a href=\"https:\/\/www.rabobank.nl\/particulieren\">Rabobank<\/a> and <a href=\"https:\/\/www.invest-nl.nl\/nl\">Invest-NL<\/a> highlight how innovative investment in prevention is key to a future-proof healthcare system in a new report. <\/span><\/b><b><span data-contrast=\"none\">The system is straining under pressure: staff shortages and healthcare expenditures continue to rise, yet only a fraction of the healthcare budget is spent on preventing illness. In 2024, only 5 percent (\u20ac6 billion) of the more than \u20ac113 billion spent on Dutch healthcare went to prevention. The impact report '<\/span><\/b><b><i><span data-contrast=\"none\">Innovative Financing for Prevention'<\/span><\/i><\/b><b><span data-contrast=\"none\"> calls for new financial rules in the sector. The report, written by Social Finance NL, gives three concrete recommendations to organise the financing, governance and accountability of prevention more effectively.<\/span><\/b><span data-ccp-props=\"\">\u00a0<\/span><\/p>\n<p><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" href=\"https:\/\/socfin.nl\/wp-content\/uploads\/2025\/12\/Rapport-SFNL-2025_English_v3.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">READ THE FULL IMPACT REPORT 'INNOVATIVE FINANCING FOR PREVENTION'<\/span><\/a><\/p>\n<h2><b><span data-contrast=\"auto\">Only one in twenty euros goes to prevention<\/span><\/b><span data-ccp-props=\"\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Dutch healthcare expenditures are among the highest in the EU, but investments in preventive health measures have lagged for years. <\/span><span data-contrast=\"none\">Despite broad societal consensus on the importance of prevention, structurally investing in preventive solutions remains a challenge. Of the more than \u20ac113 billion available for healthcare, only 5 percent (\u20ac6 billion) was spent on preventive care last year. This means that in 2024, only one out of every twenty euros in Dutch healthcare went to prevention. Although the Integrated Care Agreement ('<\/span><i><span data-contrast=\"none\">Integraal Zorgakkoord'<\/span><\/i><span data-contrast=\"none\">) and the Healthy and Active Living Agreement ('<\/span><i><span data-contrast=\"none\">Gezond en Actief Leven Akkoord<\/span><\/i><span data-contrast=\"none\">') highlight the importance of prevention, the current financing structures hinder its sustainable implementation. Ruben Koekoek, co-founder and managing director of Social Finance NL, together with Rabobank and Invest-NL, is calling for adjustments to healthcare financing.<\/span><span data-ccp-props=\"\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Keeping healthcare affordable and accessible<\/span><span data-ccp-props=\"\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><b><span data-contrast=\"none\">Affordable and accessible healthcare<\/span><\/b><span data-ccp-props=\"\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">According to recent labour market forecasts in the Dutch healthcare sector, the shortage of healthcare workers will increase to 265,600 people by 2034. This is four times more than the shortage of workers in 2025.\u00a0<\/span><span data-ccp-props=\"\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">The RIVM expects healthcare expenditures to exceed \u20ac200 billion by 2050, an increase of more than 76 percent compared to 2024. There is both momentum and urgency to give the healthcare system the resuscitation it desperately needs, says Koekoek: \"To keep healthcare affordable and accessible for everyone, it is essential to get a grip on costs and the increasing staff shortage. Our extensive experience with outcome-based financing, Health Impact Bonds and Social Impact Bonds shows that investing in prevention pays off, because it reduces healthcare demand and lowers staff needs. This requires a redesign of financing, organisation and responsibility.\"<\/span><span data-ccp-props=\"\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">In the report '<\/span><i><span data-contrast=\"none\">Innovative Financing for Prevention'<\/span><\/i><span data-contrast=\"none\">, Social Finance NL joins forces with Rabobank and Invest-NL. \"With concrete recommendations, we aim to help public and private parties transition from treating illness to investing in health,\" says Marleen Jansen, sector manager Healthcare at Rabobank. Examples include establishing regional health funds, creating a National Prevention Results Fund, and legally embedding prevention as an investment with national and local targets (for instance in a Health Act). \"Many successful prevention initiatives fail to scale because structural financing for expansion is lacking. With this report, we aim to resolve that bottleneck: with new financing models, we can make proven prevention scalable and sustainably affordable,\" says Stanleyson Hato, team lead Life Sciences & Health at Invest-NL.<\/span><span data-ccp-props=\"\">\u00a0<\/span><\/p>\n<p><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" href=\"https:\/\/socfin.nl\/wp-content\/uploads\/2025\/12\/Rapport-SFNL-2025_English_v3.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">DOWNLOAD THE IMPACT REPORT 'INNOVATIVE FINANCING FOR PREVENTION'<\/span><\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-bg-size:cover;width:30.6666%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-column-wrapper-legacy\"><div class=\"fusion-image-element awb-imageframe-style awb-imageframe-style-below awb-imageframe-style-1 in-legacy-container\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><a class=\"fusion-no-lightbox\" href=\"https:\/\/socfin.nl\/wp-content\/uploads\/2025\/12\/Rapport-SFNL-2025_English_v3.pdf\" target=\"_self\" aria-label=\"Voorblad Rapport SFNL 2025_digitaal_v3_page-0001\"><img decoding=\"async\" width=\"1955\" height=\"2560\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271955%27%20height%3D%272560%27%20viewBox%3D%270%200%201955%202560%27%3E%3Crect%20width%3D%271955%27%20height%3D%272560%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/socfin.nl\/wp-content\/uploads\/2025\/12\/Scherm\u00adafbeelding-2025-12-11-om-08.43.32.png\" alt class=\"lazyload img-responsive wp-image-74612\"\/><\/a><\/span><div class=\"awb-imageframe-caption-container\"><div class=\"awb-imageframe-caption\"><h2 class=\"awb-imageframe-caption-title\"> <\/h2><p class=\"awb-imageframe-caption-text\">Social Finance NL, Rabobank and Invest-NL call for an efficient healthcare system with their impact report 'Innovative Financing for Prevention'<\/p><\/div><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: 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